Homeowners & condo Insurance
Keep your home protected with the best insurance policies.
WHAT IS HOMEOWNER’S INSURANCE?
Homeowner’s insurance covers a private residence. It is a package policy that covers damage and losses to your house and property, as well as your legal responsibility for any injuries or property damage sustained by others while at your residence.
Our home insurance partners offer a variety of coverage options, including:
- Dwelling coverage- for structural damage to your house, as well as coverage for other non-business structures on your property in case of fire, weather, water, and other damages excluding flooding.
- Personal property insurance- against fire, theft, and loss, with limitations regarding valuable items.
- Liability protection- in the event that someone makes a claim against you for injuries or damage sustained in your home or on your property.
- Coverage for loss of use and additional living expenses if the space was rented out, excluding utility fees.
- Additional coverages for money spent on reasonable repairs, damage to trees and shrubbery, collapse, debris removal, fire department changes, etc.
Keep Your Home and Family Safe
Home insurance is essential for protecting your family and helping you recover after disasters. Talk to us today about which coverage is right for you based on your home’s value and risk factors. One of our Omaha based agents can help you insure your home for the first time, or switch to one of our insurance carriers.
WHAT IS CONDOMINIUM INSURANCE?
Condo insurance is specifically designed for those who live in a unit structure owned and insured by a separate association. These associations employ master insurance policies that usually cover only the external structure of the unit. With condo insurance, you can protect the interior along with all your valuables.
Keep Your Condo Safe
The same way homeowner’s insurance protects you from liability and personal property damage in your home, condo insurance protects you in all the ways that most unit association’s’ insurance policies don’t. If you and your condo’s interior aren’t covered, talk to one of our Omaha based agents today to get started on your policy.
Our insurance partners offer these benefits when you insure your condo:
- Coverage for damage to personal property such as furniture, electronic equipment, and clothing
- Liability protection in the event that someone makes a claim against you for injuries or damage sustained in your condo
- Coverage for interior walls and floor coverings
- Coverage for improvements or upgrades you make to the condo that aren’t covered by the master insurance policy