Benefits That Work as Hard as Your People
Stop settling for one-size-fits-all benefits. Trek designs custom employee benefits packages that help Nebraska businesses compete for top talent — without blowing the budget.
Six Pillars of
Employee Benefits
Everything you need to attract, retain, and protect your workforce — delivered through one trusted partner.
Group Health
PPO, HMO, HDHP, level-funded, and ICHRA/QSEHRA solutions. Telehealth, Rx, and wellness included. Carriers include Blue Cross, UnitedHealthcare, Medica, and more.
Dental & Vision
Preventive, basic, and major dental coverage. Vision exams, frames, contacts. Bundled discount plans reduce costs while keeping coverage comprehensive.
Life & AD&D
Group term life with employer-paid base and voluntary buy-up tiers. AD&D coverage included. No medical exam required for guaranteed issue amounts.
Disability
Short-term disability (60–70% wage replacement) and long-term disability (own or any occupation). Elimination periods from 0–90 days.
HSA & FSA
Health Savings Accounts for HDHP enrollees. Flexible Spending Accounts for medical and dependent care. Employer contributions optional but powerful for retention.
Voluntary
Critical illness, accident, hospital indemnity, cancer, and pet insurance. 100% employee-paid. Zero employer cost, huge perceived value for your team.
Why Companies
Choose Trek
We don't just sell benefits — we build strategies that align with your business goals.
Custom Plan Design
Every business is unique. We analyze your workforce demographics and budget to design a benefits package that fits.
Carrier Negotiation
We leverage relationships with 15+ A-rated carriers to negotiate competitive rates and plan features on your behalf.
Compliance & Reporting
ACA, COBRA, HIPAA, ERISA — we help you navigate the regulatory landscape with confidence. Reporting included.
Year-Round Support
From open enrollment to claims advocacy, your dedicated account manager is there when you need them — not just at renewal.
“Trek helped us cut our benefits costs by 18% while actually improving coverage for our employees. Our team feels valued, and our CFO is happy.”— Sarah Mitchell, HR Director, Lincoln Manufacturing Co.
Ready to Build a
Better Benefits Package?
Free consultation with no obligation. We'll review your current benefits and show you what's possible.
Schedule Free Consultation 888-960-0442