Insurance is personal. And nobody understands that better than Kristin McKenzie.

As a Personal Protection Strategist at Trek Insurance Solutions, Kristin has built her practice around one core principle: every client is unique, and every protection strategy should be too. She specializes in guiding individuals and families through the complex landscape of health insurance, Medicare, Medicaid, life insurance, and supplemental coverage — with a focus on what actually matters to the person sitting across from her.

Kristin's approach is refreshingly straightforward. She does not start with products. She starts with people. Before she ever talks about a policy, she spends time understanding her clients' health situations, their budgets, their family dynamics, and the goals they are working toward.

Her expertise spans a wide range of coverage types, giving her the flexibility to build truly personalized protection strategies. Whether a client needs traditional health insurance, a Marketplace plan through the Affordable Care Act, Medicare Advantage or Supplement options, or assistance navigating Medicaid spend-down requirements, Kristin has the knowledge and experience to guide them.

She is particularly known for her work with clients facing complex health situations. Kristin specializes in Cancer, Heart Attack, and Stroke insurance — supplemental policies that provide financial support when a serious diagnosis threatens to upend a family's stability.

Kristin also helps families navigate the often-confusing world of life insurance. She understands that life insurance is not just about covering final expenses. It is about protecting a spouse's future, funding a child's education, and making sure the people you love are not left with financial burdens on top of emotional loss.

Her clients frequently mention how thoroughly she explains everything. Kristin does not use insurance jargon unless she defines it first. She does not gloss over exclusions or limitations. She believes that informed clients make better decisions.